Aesthetics is aware of the huge impact COVID-19 has on aesthetic businesses, many of which are small, single enterprises. Understandably, circulating social media at present is a range of questions and concerns that business owners and practitioners have in relation to their insurance. Aesthetics has put together a list of frequently asked questions and answers from some industry specific insurers to help.
It’s important to note that insurance companies cannot provide definitive advice and guidance to all policyholders as every practitioner and business has unique circumstances, but they can comment on common issues.
According to insurance providers, it’s important that practitioners maintain their medical malpractice policy while they are not practising.
Nicola Bowtell, account executive at Lonsdale Insurance Brokers explains that this is because medical malpractice policies are written on a ‘claims made’ basis, which means you must have active cover…
